Payment Gateway Comparison 2025: Payout, GoPay, Comgate, TrustPay
Choosing the right payment gateway is one of the most important decisions for any e-shop. It affects conversions, customer satisfaction, and cash flow. In this article, we compare four of the most popular payment gateways on the Slovak market — Payout, GoPay, Comgate, and TrustPay — based on criteria that truly matter.
Criteria for Choosing a Payment Gateway
When selecting a payment gateway, you should consider the following factors:
- Transaction fees — how much you pay per accepted payment
- Number of payment methods — cards, Apple Pay, Google Pay, bank buttons, QR payments
- Integration speed — how quickly you can deploy the gateway
- Slovak language support — availability of customer support in Slovak
- NBS license — regulatory safety and trust
Comparison Table
| Criteria | Payout | GoPay | Comgate | TrustPay |
|---|---|---|---|---|
| Transaction fees | from 0.9% + €0.10 | from 0.99% + €0.15 | from 0.99% + €0.10 | from 1.4% + €0.25 |
| Payment methods | Cards, Apple Pay, Google Pay, bank buttons, QR, transfer | Cards, Apple Pay, Google Pay, bank transfers | Cards, bank transfers, SMS payments | Cards, bank transfers, Instant Payment |
| NBS License | ✅ Yes | ❌ CNB (CZ) | ❌ CNB (CZ) | ✅ Yes |
| Integration speed | Up to 72 hours | 5–10 days | 3–7 days | 7–14 days |
| SK customer support | ✅ Slovak | ⚠️ Czech | ⚠️ Czech | ✅ Slovak |
| E-shop plugins | WooCommerce, Shoptet, PrestaShop, API | WooCommerce, Shoptet, PrestaShop | WooCommerce, PrestaShop | Custom API |
| SK bank buttons | ✅ SLSP, Tatra, VÚB, ČSOB | ⚠️ Limited | ❌ No | ⚠️ Limited |
* Data is approximate and may vary based on individual conditions. Updated April 2025.
Detailed Comparison
Payout
Payout is a Slovak payment gateway licensed by the National Bank of Slovakia. It offers the widest range of payment methods including bank buttons of Slovak banks (Slovenská sporiteľňa, Tatra banka, VÚB, ČSOB), Apple Pay, Google Pay, and QR payments via Pay by Square. Account approval takes up to 72 hours and integration is possible via REST API or ready-made plugins for popular e-shop platforms.
GoPay
GoPay is a Czech payment gateway licensed by the Czech National Bank. It has a long presence on the Slovak market and offers standard payment methods including card payments and Apple Pay. Support is primarily in Czech, which may be a disadvantage for some Slovak merchants.
Comgate
Comgate is another Czech payment gateway known for its simplicity. It offers card payments and bank transfers, but lacks bank buttons for Slovak banks and some modern payment methods like QR payments. Customer support is in Czech.
TrustPay
TrustPay is a Slovak payment institution licensed by the NBS. It focuses more on larger clients and corporate solutions. Integration is more complex and requires a custom API solution. Transaction fees are among the higher on the market.
Why Choose Payout?
If you're looking for a payment gateway tailored to the Slovak market, Payout is the clear choice. Here's why:
- Slovak gateway with NBS license — your money is under Slovak regulatory oversight
- Fastest approval — start accepting payments within 72 hours
- Complete bank buttons — SLSP, Tatra banka, VÚB, and ČSOB in one place
- Modern payment methods — Apple Pay, Google Pay, QR payment (Pay by Square)
- Slovak customer support — we solve your issues in Slovak
- Competitive fees — from 0.9% per transaction
Try Payout for Free
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