About Payout One — the infrastructure money moves through
We started with the payment, not the account.
Most companies that hold money for businesses started with the account. We started with the payment — with the moment someone pays.
We spent years learning the first half of the money's journey: accepting payments, gateways, fraud. Then we built the second half — a business account with its own IBAN, SEPA Instant, settlement.
Today Payout One runs the whole way. Money comes in, sits on your account, and leaves — under one licence, supervised by the National Bank of Slovakia. Built in Slovakia, for companies across Europe.
“Our approach is simple: move money like data. The infrastructure is ours end to end — one licence for collecting, holding and sending — so a client runs the whole movement of their money from one place.”
— Jana Hmírová, CEO, Payout a.s.
Where we go, what we do
and what we believe in.
We want the movement of business money to become as ordinary as sending a message — and to be the infrastructure underneath it in Europe.
We bring collecting, holding and sending money into one system under one licence — so a company can run the entire movement of its money from one place.
Quality, transparency, and courage to innovate. We are creative and innovative, yet persistent – we get things done.
Movement
We think in routes, not balances. Money is measured by where it arrives — not by what sits still.
Wholeness
We don't sell pieces. If we can't take money the whole way, we don't sell it.
Ownership
We hold the licence ourselves. When something breaks, there's no one else to point to.
Proximity
Big enough to carry the volume, close enough that you know who answers the phone.
Nerve
We say it plainly: we don't want to be a bank. We're here to move money, not hold it.
We started at the wrong end — and it turned out to be the right one.
Most companies that hold money for businesses started with the account. The account is the easy beginning — a container you hand to the client and let them figure out the rest.
We started with the payment. With the moment someone pays. And the payment is harder.
It taught us why a transaction fails three seconds before authorisation. What a customer looks like when they behave like fraud but aren't. How money moves when nobody is watching the file over the weekend.
We learned the first half of the money's journey better than anyone. Then we built the second — the account, the sending, the settlement. Today money comes in, holds, and leaves in one place.
A bank is where money waits. We're the system where it moves.
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WHY PAYOUT ONE
That's the whole reason for the name.
Payout
The moment money arrives.
Payout is the moment money finally arrives where it belongs — the moment everyone actually waits for.
One
How it gets there.
One is how it gets there: one system, one licence, one place, one movement that never breaks.
Payout One. The whole way money moves.
Connect Your Business with the Payment Infrastructure of the Future.
Get a non-binding offer and find out how Payout can streamline your payments.