Pay exactly when you want.
Money leaves your own bank account, sent to whoever you choose. You decide when. We execute.
How it works
From account connection to a paid invoice — four steps.
One API, one contract, one licence. Payout One runs between the bank you already use and the people you pay — with your authorisation on every move.
Connect your account
Link the bank you already use — 20+ banks supported, no credential sharing.
Cashflow analysis
Your operating cashflow in real time — inflows, supplier payments, salaries, overhead.
You authorise every payment
You approve each payment yourself, directly in your bank. We only prepare the order.
Send the payment
Money leaves a segregated client account and reaches the recipient — exactly when you approved it.
Manage operating cashflow — don't guess it.
Most companies that fail were profitable — they just ran out of cash at the wrong moment. Payout One lets you time every outgoing payment to your real inflows, from a segregated client account. Need liquidity? We can lend against the cashflow we already see.
of failures involve cashflow
a contributing factor, not just profitability
banks connected
via open banking
API for everything
payments, cashflow, financing
OPEN BANKING · PSD2
Data straight from the bank, no manual statements
Our proprietary connection to 20+ banks. Transactions and balances sync automatically. Consent lasts 180 days and renews automatically. Full GDPR compliance.
SEGREGATED CLIENT ACCOUNT
Your funds — separated and transparent
The amount you send is strictly separated from Payout One's own funds. Every movement is auditable. We only execute the payment order after your authorisation.
FINANCING ON YOUR DATA
Liquidity when you need it — no paperwork
Because we see your real operating cashflow, we can offer financing quickly and online — no branch visits, no long approval process.
Typical use cases for businesses.
Supplier payments
Pay dozens of suppliers with a single authorised order — one file, one approval.
Payroll & bonuses
Salaries, fees and bonuses sent out on time, without the manual file.
Overhead & rent
Recurring payments for rent, utilities and operating costs — from one place.
Cashflow management
See your operating cashflow in real time. Plan payments against your inflows, not guesswork.
Onboarding · From zero to first payment in 5 days
Five days. No branch. No paper.
Day 1
Registration
Online form, identity verification.
Day 2
Contract
Framework agreement for payment services signed.
Day 3
Banklink
Payout Banklink activation and consent to your bank.
Day 4
Escrow account
A protected segregated account is opened.
Day 5
First payment
First bulk order and authorisation.
Connect your account. Take control.
Connect Your Business with the Payment Infrastructure of the Future.
Get a non-binding offer and find out how Payout can streamline your payments.