Money doesn't move before you know who's on the other side.
Payout ID verifies who enters — and who receives. Identity, AML, verified account and Verification of Payee in a single flow, under one EU licence.
Trust across the whole money journey
Most companies verify identity at entry — not the recipient. Payout ID guards both ends and everything in between.
Controls
Four controls. One flow. One licence.
Money moves safely only when two things are true: the person sending it is who they claim, and the account receiving it belongs to who you think. Others buy these checks from four partners. Here they run in one flow, under one licence.
Identity
Know who's entering
A real person opens the account — not a stolen photo. A liveness check confirms it, and for Slovak clients we verify the ID straight against the Ministry of Interior database: validity, capacity, passport status. Fully online, no branch.
AML check
Clean money, in real time
Every party is screened daily against EU sanctions, INTERPOL and Swiss SECO lists — not once at signup. Politically exposed persons, adverse media and beneficial owners included.
Bank data
Verified account holder in seconds
With the client's consent, we read the account holder, IBAN and history straight from their bank. Ownership verified in seconds — paperless, no uploaded statements.
Verification of Payee
Know who receives the money
Before a payment leaves, we match the recipient's name against the IBAN. A mismatch stops it before the money goes — not a claim weeks after it's gone.
Verifying the recipient after the fact is too late.
Payout ID verifies before the move. A wrong payment is stopped at the account — not after the money has left the company.
Identity at entry, recipient unverified. Errors handled by claims.
Identity, AML, account and recipient verified in one flow, before sending.
Dirty money moves fast. Most of it is never caught.
Every payout system is a target. The checks that stop fraud and laundering aren't a feature we add on the side — they run inside the flow, under our own licence.
Up to 2–5% of global GDP passes through the laundering cycle annually.
Laundered every year
Once money reaches the wrong account, only about a quarter ever comes back.
Of losses recovered
Matching account name to IBAN cut fraud on domestic transfers where it was introduced.
Less fraud with name-check
Verification of Payee becomes mandatory for euro payments across the EU.
The check goes EU-wide
How many of your outgoing payments today are verified by no one before they leave?
We'll show Payout ID on your real flows — identity, AML and Verification of Payee in one system.
Connect Your Business with the Payment Infrastructure of the Future.
Get a non-binding offer and find out how Payout can streamline your payments.